Broward County Hurricane Lawyers

Helping to Restore Your Home or Property After a Hurricane

Florida is no stranger to hurricanes, and countless times our residents have seen their homes, businesses, and properties ravaged by these forceful storms. In many cases, these people rely on their insurance companies to help them restore their life back to normal as soon as possible. However, they may come to realize that the catchy jingles and promises they heard on their commercials are not all they’ve cracked up to be when an insurance company attempts to delay or deny a claim after a major natural disaster.

How Common are Hurricanes in Florida?

Florida has been hit by more tropical storms than any other state in the U.S. Since the early 1900s over 500 hurricanes have been recorded hitting the state, with only 18 hurricane seasons occurring with no impact. Each time a hurricane makes landfall it causes billions of dollars worth of damage to structures in those areas.

At Kaplan Law Group, P.A., we understand the stress and difficulty you are experiencing after your claim has been denied after a hurricane. With more than 40 years of combined experience, we have a detailed familiarity with insurance law and can put our advocacy to work for you. We are not afraid to stand up to a big insurance company who does not adhere to the terms of the policy they sell. We offer personalized and dedicated client service, and are available to help you 24 hours a day.

Does Homeowners Insurance Cover Hurricane Damage?

While most homeowners insurance policies do not have specific "hurricane coverage," depending on the damage sustained, you may still be covered. Oftentimes homeowners insurance covers things like wind damage, but excludes damage caused by flooding. However, in areas like Florida there are often different types of flood insurance offered that can also help protect your home from this type of damage.

Common Tactics Insurance Companies Use to Avoid Paying for Hurricane Damage

Insurance companies are bound by the laws regulating the industry as well as the terms of the policies they write and sell. But this does not stop them from attempting to find every loophole or uncouth tactic they can in order to protect their bottom line whenever possible. Many of these tactics could be considered “insurance bad faith,” which can be proven with the assistance of an attorney.